Since a budget wasn't in my plans (thinking that my Yamaha would last forever...), I really pushed it with the 4520, even with the refurbished unit. I bought it this morning.Your very welcome. I am sure you will enjoy The AVR-4520ci. You can also, get it from accesores4less for $999.99 new with a 3 year factory.
I dealt with Mark at A4L and he was a pleasure to deal with. I got the extended warranty, so fingers crossed.
Now I just need to buy some chocolate and flowers for the wife... The 4520 is too tall and won't fit in my TV stand, so shhhh don't tell her! haha. I'm going to have to move things around.
Thanks again, Sonnie. I'll re-read it once I get the 4520 :T