You would be surprised how much power some low power rated driver can actually take with music signals if you band limit it to prevent substantial excursion. In many cases, I have tested drivers that were rated at 40-50 watts at 200 plus actual watts music program(at the clipping point of 200 plus watt amp) with no damage 10-15 minutes minimum. So, really, considering that you only really need to have this ability on transients that are momentary, these example drivers can easily be used at much higher levels for music program than the rated power would suggest. But, you need to buy and test a sample unit under the intended conditions before committing it to a design. That's what I do, and then scrap the 'abused' driver, as after my extreme tests, it's not something you would want to trust in the long term.
-Chris