[tonyvdb]

Bear in mind that reference level is way too loud for most people.

That all depends on how well you have your system set up. Theaters are supposed to be calibrated to reference levels and that is what they are supposed to stay at for all movies.
If your system is not capable of reproducing the dynamics of the movie and all you have is alot of mids reference will seem to loud. I run my system at reference often and even push it past that at times and it puts a smile on anybody's face who is there with us.